Rate
Secured
Maximum term - 60 months	8.50% APR
Secured (by Cash Deposits)
Maximum term - 60 months	Deposit Rate+2.00%
Unsecured
Maximum loan - $25,000; maximum term - 36 months	11.99% APR

APR reflects 0.25% discount for automatic debit from a United Bank checking account, but does not include additional $25 loan fee, which will increase the APR. Example: a $10,000 loan at 5.99% plus $25 loan fee, for 48 months would equal a monthly payment of $235.43 and result in a corresponding Annual Percentage Rate of 6.126%.