United Bank will offer your non-profit organization a solution that fits your specific needs and is dedicated to supporting your mission with specialized banking and cash management tools. We understand how your capital structure, operations, and funding sources are unique. Whether your work focuses on the needs of individuals, the community, or the environment, we are prepared to be your financial partner. For many of our non-profit clients, United Bank also becomes involved through sponsorships, volunteering, and other cooperative activities.
CREDIT SERVICES – FINANCING FOR SUCCESS
Keeping your organization on track sometimes requires access to capital on a short or long-term basis. United Bank offers financing for growth and expansion in many forms, all customized to your specific requirements.We can customize terms based on your needs and make decisions quickly because our management team is local and we can tap into other resources like the SBA and local community development lending programs, when additional flexibility is required. Loan services include:
VALUE ADDED FINANCIAL SERVICES – WEALTH MANAGEMENT AND BROKERAGE
We get to know you and your non-profit business before we offer advice. You can expect the added value of an experienced nonprofit banking consultant who can help you build a long-term investment plan and strategy. At United Bank, you get the expertise you need backed by the service and responsiveness only a locally-owned and headquartered bank can offer.
CASH MANAGEMENT & BANKING TOOLS TO MAXIMIZE YOUR FUNDS
United Bank’s cash management services provide your organization of every size with the technology and tools to more precisely control funds, collect and move payments across accounts more quickly and maximize the earning power of excess cash. Our services include:
CERTIFICATE OF DEPOSIT ACCOUNT REGISTRY SERVICE™ (CDARS)
For business clients exceeding traditional FDIC insurance limits, we offer our Certificate of Deposit Account Registry Service™ (CDARS). CDARS is a safe, convenient service through which we place your large CD deposits into smaller-denomination CDs at multiple institutions. Your total deposit can be eligible for full FDIC insurance coverage up to $50 million or more. You can manage all your CD investments through United Bank and a monthly-consolidated statement is provided detailing the issuing banks, maturity dates,interest rate, and interest earned year-to-date. CDARS can be part of a laddering strategy to help balance liquidity needs with maximum yield.