Business Online Banking

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United Bank Business Online Banking comes complete with timesaving shortcuts for experienced users, but also contains thorough "step-by-step," "How Do I…?" and field-level online help that any user will find valuable. For more in-depth assistance, a customer service representative is just a toll-free call away.

Features & Benefits

INFORMATION REPORTING

Perform consolidated balance and transaction reporting on all your accounts with current day, previous day and historical reporting. A snapshot of all your accounts, even those at other financial institutions, is ready on a daily basis whenever you want it and for the time period you specify.

You can also receive notification of your check presentment information early each business day in order to determine funds available for investments or short-term borrowing needs. Receive, view and print custom-formatted reports sent by your financial institution - account analysis statements, detail lockbox reports, deposit rate information and more.

CHECK MANAGEMENT

Send stop payment instructions on a single check or range of checks electronically. The system will automatically check the Information Reporting database for the check status. Request a copy of a paid check. Inquire on the status of an issued check to see if it has been paid.

ACH ORIGINATION

With a click of the mouse, you can initiate such Automated Clearing House (ACH) transactions as direct deposit of payroll, insurance premiums, and dues collection. Easily create payments for local, state and federal taxes, and vendor payments with payment information attached by using the pre-formatted templates. An Import Transaction capability allows you to reduce data entry by importing information from software packages (e.g. payables and payroll systems) or passing through a NACHA-formatted file. Reporting and inquiry features are available to monitor activity and provide full audit trails.

BILL PAY

Enjoy the convenience of online bill payment tailored to meet your business requirements. Innovative features simplify the accounts payable process, leaving more time to dedicate to revenue-producing tasks. Bill Pay covers the full life cycle of electronic billing - from delivery and presentment to payment and reconciliation.

WIRE TRANSFER

Send wire transfer instructions securely and efficiently. User-friendly templates make it easy to request Fedwire payments. A variety of reporting and inquiry features are available to monitor wire activity. An ABA database lookup feature saves time by allowing you to enter a bank name and watch the system do the rest. Foreign currency wire transactions can be translated into U.S. dollars. SWIFT and CHIPs wire transfers are also available with a helpful database lookup feature.

LOAN PAYMENT & REPORTING

Make loan payments, view a complete loan payment history, check the status of a loan you have with us, including amount owed, original loan amount, months to maturity, available line of credit, interest rate, principal amount, and interest amount.

INTERNAL TRANSFER

Transfer funds between your United accounts without making a phone call or a trip to the bank.


Business Online Banking is the popular suite of cash management services that offers the speed and convenience of the Internet. With 24-hour access to your financial information and services, managing your money has never been easier!

  • Determine your financial position from a daily statement that integrates all of your accounts.
  • View a summary or details of your account activity.
  • Obtain financial information for a specific time period for trend analysis.
  • Initiate secure financial transactions at the touch of a button.
  • Export information in comma separated or BAI2 formats, or to other applications such as Quicken® or QuickBooks® And much more!

The homepage provides a snapshot of your current activity.

SECURITY

We realize the sensitivity of your banking information. With this in mind two levels of passwords are required: one to sign on to the application, and the other to submit transactions. Specify user entitlements for peer review of transactions and grant access to accounts by user. Dynamic menus display only the accounts to which the user has been granted access.

SUPPORT SERVICES

We provide a variety of support services to fit your particular needs, such as online help and access to a Customer Service representative, by calling 1-800-730-6169.

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